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Saving for what matters starts with clarity. In the Sifr app, you give each goal a name and easily create a dedicated sub-account for it: that way, your savings remain organized and you can see the balance for each specific goal.
Set an amount and date that suit your situation and select automatic deposits or set money aside whenever it fits you. Progress is updated in real time so you always know where you stand.
If something in your life changes, you can adjust the pace: increasing or decreasing the monthly amount, pausing temporarily or resuming with a single tap. The app shows you what that means for your target date.
In this way, you grow step-by-step toward your goals, whether that's a vacation, education or the Hajj - with a clear overview, actionable steps and full control over your savings.
Manage your money the halal way - safely, securely and digitally. Experience true financial freedom without compromising your values.
Open a halal accountSolutions
Products & Features
If you would like to find out more about the services you are receiving, please check our corresponding FAQ page or reach out to us via the Sifr app.
Sifr's payment accounts and related payment services are provided by Transact Payments Malta Limited, a payments and electronic money institution authorised and regulated by the Malta Financial Services Authority (MFSA) to offer payment and electronic money services in Malta and in the European Economic Area (EEA). Registered office: Vault 14, Level 2, Valletta Waterfront, Floriana, Malta, FRN 1914. Company number: C 91879.
Our products are not covered by the Depositor Compensation Scheme (DCS); however, your funds will be kept in segregated accounts and protected as required by Article 10B of Malta’s Financial Institutions Act (Chapter 376).
Sifr's card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.
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