For your daily finances: paying, saving and sharing with a partner or family. Always stay in sight and in full control of expenses, salaries and your payments.
Open your halal account with a Dutch IBAN in minutes, ready to use immediately.
Invest according to recognized Sharia criteria (AAOIFI), with screening for activities, debt ratios and purification where necessary. You manage and track everything in the app, with transparent selection and clear costs.
Get your Dutch IBAN immediately, manage everything in the app and withdraw money without hassle. Clear costs and a full overview.
A personal Dutch IBAN without a banking history. Halal and ready for use immediately.
Digital account and card management anytime, anywhere. Secure, clear and ready to use instantly in the app.
Riba-free saving for what matters. Create sub-accounts per goal and set money aside automatically in the app.
Worldwide payments, simple and secure. Pay abroad with your card or wallet and see exchange rates and costs in advance in the app.
Secure and reliable
Fully halal and riba-free
Ready for use immediately
For all your daily payments
Personal and organized
Connected to your account via the app
Available immediately
Directly active for online and contactless payments
Extra secure
Tokenization: your card number is never shared
Flexible management
Create, freeze, delete cards and set limits.
One app for paying, saving and tracking. Clear insights and complete control, wherever you are.
Always insight and control through the app: secure, transparent and anywhere.
Pay daily, save for goals (such as Hajj or family) and invest fully halal and riba-free.
Start paying and savingTravel the world with your Sifr account. Manage your money in more than 20 currencies, fully halal, riba-free and secure, wherever you are.
Start paying and saving
Uitstekend
4.5 uit 5
Manage your money the halal way - safely, securely and digitally. Experience true financial freedom without compromising your values.
Open a halal accountSolutions
Products & Features
If you would like to find out more about the services you are receiving, please check our corresponding FAQ page or reach out to us via the Sifr app.
Sifr's payment accounts and related payment services are provided by Transact Payments Malta Limited, a payments and electronic money institution authorised and regulated by the Malta Financial Services Authority (MFSA) to offer payment and electronic money services in Malta and in the European Economic Area (EEA). Registered office: Vault 14, Level 2, Valletta Waterfront, Floriana, Malta, FRN 1914. Company number: C 91879.
Our products are not covered by the Depositor Compensation Scheme (DCS); however, your funds will be kept in segregated accounts and protected as required by Article 10B of Malta’s Financial Institutions Act (Chapter 376).
Sifr's card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.
Your Mastercard is now welcomed at millions of locations worldwide.