Doing business with Sifr
Always stay in sight and in full control of expenses, salaries and your business payments: simple, secure and halal.
Open your halal account with a Dutch IBAN in minutes.
Manage your money ethically and worry-free
For just €25 per month, you get full access to your halal and riba-free private account with all features included.
For all business types
Sifr is recognized and supported by the Sharia Ethical Board, collaborating with foundations, mosques, SMEs and thousands of satisfied business users. Manage your money securely, fully halal and riba-free, with total transparency and control.
BV (Limited Company)
ZZP
Sole proprietorship
VOF
Cooperatives
Everything for your BV: payments, payroll and control
Manage supplier payments and salaries, issue employee cards with roles and limits, set up approvals and sync your accounting software. International payments in over 20 currencies—transparent and predictable. Fully halal and riba-free.
Everything you need as a freelancer
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Invoice, receive and pay from one Dutch IBAN, with real-time visibility into income and expenses. Upload receipts, manage your card and export directly to your accounting software. Halal and riba-free.
Simple management for your business
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Pay suppliers, track your expenses and manage card settings in the app. Export data for VAT and link your accounting without the hassle. Fully halal and riba-free.
Partnering together with clear agreements
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Provide partners and team members with cards featuring specific roles and limits, enable approval flows and track spending per project or cost center. International payments and accounting integration come as standard. Halal and riba-free.
Transparent management for members and projects
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Utilize sub-accounts per initiative, set permissions by role, and keep contributions and expenses transparent. Link your accounting and export reports whenever you need. Fully halal and riba-free.
Debit card
Your card. Managed with peace of mind.
Secure and reliable
Fully halal and riba-free
Ready for use immediately
Subject to verification and approval
Personal and organized
Connected to your account via the app
Debit card
Coming soon.
Available immediately
Directly active for online and contactless payments
Extra secure
Tokenization: your card number is never shared
Flexible management
Create, freeze, delete cards and set limits
Debit card
Secure money management
Always stay in sight and in full control of expenses, salaries and your business payments: simple, secure and halal.
Security in line with your values
Our partner, ClearBank, is regulated by the Dutch Central Bank (DNB).
Support for over 20 currencies
More than 20 currencies for your international payments and transfers. You'll see the costs upfront.
Real-time insight into expenses and transactions
Manage everything via app and web with real-time insights, notifications, and instant card control.
Seen in
Uitstekend
4.5 uit 5
4.7 on Trustpilot
4.8 on Apple Store
4.8 on Google Play Store
