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True to your values,

free in your future

Freedom begins with staying true to what you believe. To build something that feels right. To a way of managing money that fits who you are, what you stand for and what you want to pass on.

Whether you are an entrepreneur, working, saving or studying: you deserve financial space without having to adapt yourself. No compromises. No detours. Sifr is finance that breathes what you believe. Clear. Halal.

With a focus on people, not margins - because as soon as you no longer have to choose between your values and your future, space is created. Space for trust. For peace of mind. For a way of managing your finances that feels like coming home.

Sifr. For those who want to move forward, without leaving behind who they are.

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Begin managing your finances riba-free today

Manage your money the halal way - safely, securely and digitally. Experience true financial freedom without compromising your values.

Open a halal account
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If you would like to find out more about the services you are receiving, please check our corresponding FAQ page or reach out to us via the Sifr app.

 

Sifr's payment accounts and related payment services are provided by Transact Payments Malta Limited, a payments and electronic money institution authorised and regulated by the Malta Financial Services Authority (MFSA) to offer payment and electronic money services in Malta and in the European Economic Area (EEA). Registered office: Vault 14, Level 2, Valletta Waterfront, Floriana, Malta, FRN 1914. Company number: C 91879.

 

Our products are not covered by the Depositor Compensation Scheme (DCS); however, your funds will be kept in segregated accounts and protected as required by Article 10B of Malta’s Financial Institutions Act (Chapter 376).

 

Sifr's card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.

 

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